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0% Interest Free Credit

Need to spread the cost of buying your new furniture? No problem as Moy Furniture Centre have teamed up with Klarna Bank AB to help you!

Moy Furniture Centre acts as credit broker/intermediary and not as a lender. Klarna Bank AB is authorised and regulated by the Financial Conduct Authority. Credit is provided by Klarna Bank AB, which is authorised and regulated by the Swedish Financial Services Authority, with limited supervision by the Financial Conduct Authority and Prudential Regulation Authority in the UK.

You can apply for finance online, over the phone and in store. On our website simply select finance as your preferred payment method at the checkout and you will then be redirected to the Klarna Bank AB website to complete your finance application. Klarna Bank AB  will carryout the necessary credit checks and references in order to confirm your eligibility for the credit application. The online application takes a few minutes to complete and successful applications are processed straight away.

Finance is available on qualifying orders between £280 and £25000 along with a minimum deposit of 10% up to a maximum of 50%. The amount of the deposit is displayed in the credit summary throughout the credit application and on the credit agreement itself. You must also be over 18 years old and a permanent UK resident with 3 years address history. You must have a UK bank account capable of accepting direct  The goods must be delivered to your home address and the deposit must be paid using a credit or debit card

The annual percentage rate (APR) is displayed clearly on the credit summary and throughout the credit application process. It is also shown clearly on the credit agreement itself. The total cost of the loan is shown on the finance agreement.

Examples of the APR on a £1750 leather corner sofa include:

12 Months Interest Free Credit (0% APR): £1750 (10% deposit) = 12 monthly payments of £131.25 with £175 deposit
24 Months Interest Free Credit (0% APR): £1750 (10% deposit) = 24 monthly payments of £65.62 with £175 deposit

Monthly repayments will be taken via direct debit from your bank account. Klarna Bank AB will inform you of the date that your repayments will commence. The first payment is typically due 30 days following the date of delivery of your order. If you fail to pay any amount you owe under the Credit Agreement by the date it is due, Klarna Bank AB  may charge you interest on that amount, they may also levy additional fees – details of these can be found in the credit agreement.

If you have any questions regarding your loan please contact info@moy-furniture.com and telephone number is 0333 321 6080.

You can view the Klarna Bank AB privacy policy here: https://www.klarna.com/uk/cbrf-privacy-policy/